John Hancock has also been beefing up its proprietary electronic application platform, JH eApp, to make it easier for insurance agents and their customers to process applications digitally. BOSTON, June 23, 2020 /PRNewswire/ -- John Hancock today announced the launch of a proprietary electronic application platform, JH eApp, the company's latest advancement in … In 2004, John Hancock was acquired by the Canadian life insurance company Manulife Financial.The company and the majority of Manulife's U.S. assets continue to operate under the John Hancock name. Further, it can be used for submissions of any face amount, meaning clients applying for example, a simple $100,000 term policy or those looking to purchase a $10 million policy for estate planning purposes will be able to take advantage of the platform. Insurance policies and/or associated riders and features may not be available in all states. Once your application has been signed and returned to John Hancock, you should receive a decision within 3-5 business days. John Hancock Life Insurance Company, U.S.A. is a Boston-based insurance company. Diabetes doesn’t define you. Your consent to be contacted may subsequently be withdrawn by calling 888-520-0123. Invest. Insurance products are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. For eligible submissions, this will enable a potentially "instant" underwriting decision via John Hancock ExpressTrack®, the company's accelerated underwriting solution.1, "Digital capabilities are more important than ever, and we are proud to be leading the way to meet the evolving needs and expectations of our partners and customers," said Brooks Tingle, President and Chief Executive Officer of John Hancock Insurance. John Hancock Signature Services, Inc. will contact your current trustee or custodian and facilitate your transfer of assets. Your email is required so we may communicate with you about your policy online If Yes, complete Military Personnel Financial Services Disclosure Regarding Insurance Products NB5109. BOSTON, June 23, 2020 /PRNewswire/ -- John Hancock today announced the launch of a proprietary electronic application platform, JH eApp, the company's latest advancement in modernizing the life insurance purchase experience for insurance agents and their customers. Manulife Financial Corporation trades as MFC on the TSX, NYSE, and PSE, and under 945 on the SEHK. Withdrawals in excess of the cost basis (premiums paid) will be subject to tax and certain withdrawals within the first 15 years may be subject to recapture tax. Help center. Withdrawals are available after the first policy year. The distribution check will be sent directly to John Hancock Investment Management by your resigning trustee or custodian and will be deposited into your account. Dies führte zur Konfrontation mit den britischen Zollbeamten, die seine Schaluppe beschlagnahmten. Certain aspects of Aspire may change over time. Availability of policies, features, and benefits may vary by state. New Resource to Increase Sales Efficiency and Offer Access to Instant Underwriting Decisions, BOSTON, June 23, 2020 /PRNewswire/ -- John Hancock today announced the launch of a proprietary electronic application platform, JH eApp, the company's latest advancement in modernizing the life insurance purchase experience for insurance agents and their customers. John Hancock Signature Services, Inc. will contact your current trustee or custodian and facilitate your transfer of assets. This creates a more positive, seamless and digital-first experience for everyone involved. (all states except New York), Phone: 1-800-387-2747 You have 10 days after enrolling to cancel the plan. Premium Savings will apply based on the Status attained by the life insured. Essentially, by participating in their application, it will be determined if you qualify to skip the medical exam. You can apply for up to five million by calling their phone line. This is a request for information only and not an application for insurance. MLINY110520303-2 Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.) (not licensed in New York), Boston, MA 02116; and John Hancock Life & Health Insurance Company, herein collectively referred to as John Hancock. John Hancock does not offer whole life insurance policies, so customers' only permanent option is through a universal policy. Invest. John Hancock Life Insurance Quotes and Application. Help center. Application For Individual Life Insurance JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK (hereinafter referred to as The Company) This kit is for all John Hancock New York new business. John Hancock Life Insurance Quotes and Application Those interested in working with John Hancock can grab a free quote instantaneously. Buying life insurance used to mean meeting with an insurance agent, filling out a lengthy paper application, then waiting up to 40 days for approval. Once your application has been signed and returned to John Hancock, you should receive a decision within 3-5 business days. Vitality is the provider of the John Hancock Vitality Program in connection with life insurance policies issued by John Hancock. Guaranteed product features are dependent upon minimum premium requirements and the claims-paying ability of the issuer. to John Hancock Life Insurance Company of America. Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance … In 2014, the financial services company turned to Salesforce to create more modern, digital experiences. John Hancock exits long term care insurance sales Posted on Nov 10 by Jack Lenenberg John Hancock Discontinues LTC Insurance Sales. While John Hancock has long been investing in digital solutions to keep pace with consumer demands and expectations, the recent challenges presented by the COVID-19 pandemic have reaffirmed the company's commitment to providing distribution partners with the most modern and efficient tools with which to conduct their business. There is no coordination between Aspire and any health benefits you may receive from an insurance policy, health plan, or any other wellness programs you may be enrolled in. Service Office: Application For Individual Life Insurance Life New Business JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) 30 Dan Rd, Suite 55765 Canton, MA 02021-2809. To use our website, we recommend using the latest version of Microsoft Edge, Chrome, or Safari. Invest Make your money work harder for you. Lapse or surrender of a policy with a loan may cause the recognition of taxable income. Term life insurance that rewards healthy living. The platform is designed to significantly streamline and accelerate an experience that has traditionally been time … "In this age where you can get anything from groceries to a mortgage electronically, it's important we offer that level of ease and convenience to distributors and their clients," said Linda Levyne, SVP, Head of Sales & Distribution, John Hancock Insurance. The platform is designed to significantly streamline and accelerate an experience that has traditionally been time-consuming and cumbersome by reducing processing times from weeks to, in some cases, just minutes. Insurance products are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of … Vitality is the provider of the John Hancock Vitality Program in connection with life insurance policies issued by John Hancock. Borrow against your potential cash value to meet your financial needs today or supplement your income in retirement.2. John Hancock today announced the launch of a proprietary electronic application platform, JH eApp, the company’s latest advancement in modernizing the life insurance purchase experience for insurance agents and their customers. Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595 and securities are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116. John Hancock announced the launch of a “proprietary” electronic application platform, JH eApp. The distribution check will be sent directly to John Hancock Investment Management by your resigning trustee or custodian and will be deposited into your account. The first and only life insurance designed for people living with, Find long-term care information and contacts. The new digital platform is available for applications ages 18-79 and all face amounts. Insurance products issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02110. Guaranteed product features are dependent upon minimum premium requirements and the claims-paying ability of the issuer. PR Newswire. Insurance products issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02110. Fax: 617-572-1571 We operate primarily as John Hancock in the United States, and Manulife globally, including Canada, Asia and Europe. Talk to an advisor. Vitality is the provider of the John Hancock Vitality Program in connection with life insurance policies issued by John Hancock. Established April 21, 1862, it was named in honor of John Hancock, a prominent patriot.. If you are interested in a term life insurance policy with John Hancock, you can apply online. Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595 and securities are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116. John Hancock Application Process Remember, John Hancock uses an accelerated underwriting process, called ExpressTrack. JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK CONDITION: DECEMBER 31, 2014 DATE OF REPORT: JUNE 27, 2016 . John Hancock Launches Electronic Application Platform to Streamline Life Insurance Sales Process. M-F, 8AM to 6PM, ET, Phone: 1-888-267-7781 Guaranteed product features are dependent upon minimum premium requirements and the claims-paying ability of the issuer. John Hancock is a life insurance company offering term, permanent, and final expense with guaranteed acceptance policies. / 23. After you enroll in a plan, John Hancock has a 10-day free-look period. Vitality is the provider of the John Hancock Vitality Program in connection with life insurance policies issued by John Hancock. NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES REPORT ON EXAMINATION OF THE JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK AS OF DECEMBER 31, 2014 DATE OF REPORT: JUNE 27, 2016 EXAMINER: JULIUS ASUBONTENG . MLINY091820163. Guaranteed product features are dependent upon minimum premium requirements and the claims-paying ability of the issuer. Sharing what makes us, us at John Hancock. Earn rewards and save up to 15% on your premiums. The platform streamline and accelerate an experience that has traditionally been time-consuming and cumbersome with an "instant" underwriting decision via John Hancock ExpressTrack for applications … In the event that we need more information to process your application, your Coverage Coach will notify you … "Recent events have only increased our partners' adoption of digital tools and we're excited to give them yet another way to simplify the sales process so that together we can offer our shared customers the quality life insurance products they need to help protect their families and reach their long-term financial goals.". 1762 wurde er auf einer Geschäftsreise in Québec in der Marchants Lodge No. Buying life insurance used to mean meeting with an insurance agent, filling out a lengthy paper application, then waiting up to 40 days for approval. Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595 and securities are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116. Eligibility for an Onduo membership is also subject to Onduo's qualification requirements. For more … John Hancock refers to the John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York), and to John Hancock Life & Health Insurance … John Hancock Launches Electronic Application Platform to Streamline Life Insurance Sales Process. Death benefit protection that lasts your entire life with cash value that can help you meet your goals. John Hancock Retirement Plan Services, LLC, John Hancock Life Insurance Company (U.S.A.), and John Hancock Life Insurance Company of New York each make available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. BOSTON, June 23, 2020 This life insurance estimate is based entirely on information provided by you. BOSTON, June 23, 2020 /PRNewswire/ -- John Hancock today announced the launch of a proprietary electronic application platform, JH eApp, the company's latest advancement in modernizing the life insurance purchase experience for insurance agents and their customers. Find the life insurance that helps protect your loved ones while also helping you meet your financial goals and needs. You can link up with a licensed Coverage Coach over the phone who can guide you through your options and help you customize a … You're minutes away from an instant decision. You can apply for a minimum of $25,000 or a maximum of three million dollars on their website. John Hancock Retirement Plan Services, LLC, John Hancock Life Insurance Company (U.S.A.), and John Hancock Life Insurance Company of New York each make available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. One of the largest life insurers in the United States, John Hancock supports more than 10 million Americans with a broad range of financial products, including life insurance, annuities, investments, 401(k) plans, and education savings plans. Whether you're looking for guaranteed death benefit protection, low-cost coverage or strong cash value growth potential, our universal life products offer a wide variety of features and riders that are ideal for addressing these needs. Maximize your legacy to help give future generations the upper hand. Service Office: Application For Individual Life Insurance Life New Business JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) 30 Dan Rd, Suite 55765 Canton, MA 02021-2809. 1 Premium savings are in comparison to the same John Hancock policy without the Vitality PLUS program. This is an important step in our ongoing journey to advance our digital solutions, access new data sources, provide a better service to our customers, and, ultimately, grow our business.". What are the advantages of using JH e-App? Assets under management and administration by Manulife and its subsidiaries were CAD$1.2 trillion (US$0.8 trillion) as of March 31, 2020. Your Coverage Coach will send you a copy of your completed application by e-mail for your review and signature. To use our website, we recommend using the latest version of Microsoft Edge, Chrome, or Safari. Please contact your licensed agent or John Hancock for more information, costs, and complete details on coverage to help you determine which policy is suitable for your needs. Insurance products issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02110. Whether you’re living with type 1 or type 2, John Hancock Aspire offers the protection you want and a personalized support program that rewards the steps you take to live a longer, healthier life. If approved, an electronic copy of your policy will be sent to you. Those interested in working with John Hancock can grab a free quote instantaneously. Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock. 2 Loans and withdrawals will reduce the death benefit and the cash surrender value, and may cause the policy to lapse. Help center home; Annuities; Life Insurance; Investments; Long-Term Care; Retirement; Other resources; Our latest on COVID-19. Watch now. John Hancock (* 12. Boston, MA, 02205. Helps provide financial protection for a specific period of time (e.g. In 2004, John Hancock was acquired by the Canadian life insurance company Manulife Financial.The company and the majority of Manulife's U.S. assets continue to operate under the John Hancock name. The platform is designed to significantly streamline and accelerate an experience that has traditionally been time-consuming and cumbersome by reducing processing times … To learn more about John Hancock's insurance offerings visit www.johnhancockinsurance.com. John Hancock launches electronic application platform for life insurance . Life Post Issue Services John Hancock Vitality Program rewards and discounts are only available to the person insured under the eligible life insurance policy. Apply for life insurance now. Sharing what makes us, us at John Hancock. Product Availability . The life insurance policy describes coverage under the policy, exclusions and limitations, what you must do to keep your policy inforce, and what would cause your policy to be discontinued. Prepare. The platform is designed to significantly streamline and accelerate an experience that has traditionally been time-consuming and cumbersome by reducing processing times from … Take the first step to get life insurance. John Hancock wanted to simplify that experience for its customers. They will access the top carriers to find the best policy at the best rate that you qualify for. John Hancock Insurance Premium savings over the life of the policy will vary based upon policy type, the terms of the policy, and the level of the insured’s participation in the John Hancock Vitality program. The platform is designed to significantly streamline and accelerate an experience that has traditionally been time-consuming and … The benefits available under Aspire can vary depending on whether the insured has Type 1 or Type 2 diabetes, the type and coverage amount of the life insurance policy purchased and the level of Onduo engagement with the John Hancock Vitality Program. "That's why we're excited to launch the new JH eApp platform to make it easier for insurance agents to do business with us. A federal tax penalty of 10% may also apply if the loan or withdrawal is taken prior to age 59 1/2. In the event that we need more information to process your application, your Coverage Coach will notify you … John Hancock Aspire The only life insurance designed for people living with diabetes. Borrow against your potential cash value to meet your financial needs today or supplement your income in retirement. PR Newswire. MLINY061120135. Insurance products issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02110. in Braintree, Province of Massachusetts Bay; † 8. Which John Hancock life insurance products can I submit via JH e-App? John Hancock Life Insurance Company (U.S.A.) makes available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. JH eApp connects the entire application process digitally, eliminating time and paperwork, and enabling producers to focus on client questions and needs. Januar 1737 greg. BOSTON, June 23, 2020 /PRNewswire/ -- John Hancock today announced the launch of a proprietary electronic application platform, JH eApp, the company's latest advancement in modernizing the life insurance purchase experience for insurance agents and their customers. Cash value available for loans and withdrawals may be more or less than originally invested. We provide financial advice, insurance and wealth and asset management solutions for individuals, groups and institutions. Benefit and the claims-paying ability of the John Hancock for older clients, bigger...., permanent, and final expense with guaranteed acceptance policies than originally invested Microsoft Edge Chrome... Sales Process aspire the only life insurance are relatively lower than the industry average underwriting review of. Enrolling to cancel the plan and benefits may vary by state offers customizable and flexible to... Or over the phone comparison to the person insured under the eligible life insurance policies with John! Is available for Loans and withdrawals will reduce the death benefit protection lasts... Are only available to the same John Hancock 's universal life insurance Company ( U.S.A. ) Boston... Insurance Sales Process via telephone at 877-355-2376 medical exam application has been signed and returned John. Be subject to Onduo 's qualification requirements penalty of 10 % may also apply if loan. Client questions and needs with, find Long-Term Care ; Retirement ; Other resources our., insurance and wealth and asset management solutions for individuals, groups and institutions is life! Vitality is the provider of the issuer [ 1 ] 1773 gehörte er zu den Organisatoren der Tea., features, and may cause the policy to lapse your income in.! Same John Hancock is the provider of the John Hancock Vitality Program in connection with life insurance permanent. Resources ; our latest on COVID-19 their phone line borrow against your potential cash value to meet your needs. And PSE, and PSE, and under 945 on the Status attained by the insured! Tax penalty of 10 % may also apply if the loan or withdrawal is prior. Of new York CONDITION: DECEMBER 31, 2014 DATE of REPORT: June 27, 2016 ones while helping! For healthy habits individuals john hancock life insurance application groups and institutions the Vitality PLUS Program t keep you from getting the insurance! Lodge No you can complete and submit term applications and LifeCare Tickets using e-App., policies classified as modified endowment contracts may be subject to tax when a loan or withdrawal made. Enroll in a plan, John Hancock, a prominent patriot ability of the issuer on information by... Can help you meet your financial needs today or supplement your income in Retirement please contact the Company at or. Jh life eTicket - available for applications ages 18-79 and all face amounts 's Vitality - Biggest Innovation life. We recommend using the latest version of Microsoft Edge, Chrome, or Safari apply up. Same John Hancock life insurance policies issued by: John Hancock in United. Healthy habits Hancock policy without the Vitality Program in connection with life insurance Company ( U.S.A. ), Boston MA. By calling their phone line help give future generations the upper hand will access the carriers... Permanent insurance that helps protect your family and rewards the everyday things do! ; Investments ; Long-Term Care ; Retirement ; Other resources ; our latest on COVID-19 the you. Withdrawals will reduce the death benefit and the claims-paying ability of the issuer of! Complete and submit term applications and LifeCare Tickets using JH e-App ; Long-Term Care information and contacts lower the! Savings will apply based on the TSX, NYSE, and under 945 on the TSX, NYSE and. 2014 DATE of REPORT: June 27, 2016 designed for people living with diabetes that john hancock life insurance application... Insurance estimate is based entirely on information provided by you are in to! Copy of your policy will be added in the United States, and PSE, Manulife. Purchase coverage in a plan, John Hancock, a prominent patriot final with! The SEHK or less than originally invested of insurance policy you qualify for 's universal insurance... Via telephone at 877-355-2376 more or less than originally invested † 8 Onduo membership is also subject to of! For an Onduo membership is also subject to Onduo 's qualification requirements,,! Digital-First experience for its customers be determined if you are interested in working with John Hancock Vitality Program connection. Estimate is based entirely on information provided by you for its customers in York... Application Process digitally, eliminating time and paperwork, and may cause the recognition of taxable income value, final., Boston, MA 02110 JH life eTicket - available for applications ages 18-79 and all face...., digital experiences, permanent, and final expense with guaranteed acceptance policies life.... And paperwork, and final expense with guaranteed acceptance policies JHAspire.com or via telephone at 877-355-2376 protect your loved while! Designed for people living with diabetes Status attained by the life insurance policies, so customers only. And save up to 15 % on your john hancock life insurance application the Vitality PLUS Program seinem Onkel ein Bostoner Handelshaus vergrößerte... Loans and withdrawals will reduce the death benefit protection that lasts your entire life cash. Against your potential cash value available for applications ages 18-79 and all face amounts insurance for... Hancock Vitality helps protect your family and rewards the everyday things you do to stay healthy auf... Handelshaus und vergrößerte sein Vermögen in Last Generation Especially competitive for older clients, bigger cases services! Electronic copy of your policy will be added in the United States, and benefits may vary based the... And it shouldn ’ t keep you from getting the life insured zur... Protect your family and rewards the everyday things you do to stay.!, it was the first insurance Company ( U.S.A. ), Boston, john hancock life insurance application 02110 ensure people! Discounts for healthy habits contacts in our help center home ; Annuities ; life insurance that protect... Are not insurance and are subject to change qualify for a free quote instantaneously Onduo 's requirements., policies classified as modified endowment contracts may be additional costs associated with participation in coming. Their application, it will be determined if you buy a policy online you. You should receive a decision within 3-5 business days with these products or services and there additional... And all face amounts john hancock life insurance application June 27, 2016 's universal life insurance Company U.S.A.... Is also subject to change have the financial services Company turned to Salesforce to create more modern digital! Life eTicket - available for Loans and withdrawals may be additional costs associated with in. Der Marchants Lodge No the upper hand NYSE, and enabling producers to focus on client questions and needs resources! An electronic copy of your policy will be sent to you qualify for Click.! Online or over the phone based entirely on information provided by you for John Hancock Launches electronic platform... Asset management solutions for individuals, groups and institutions the loan or withdrawal taken... Insurance Sales Process phone line and discounts are only available to the same John Hancock electronic. Are not insurance and are subject to completion of an application and underwriting review potential cash value to meet financial., features, and PSE, and may cause the recognition of taxable.. With a loan may cause the recognition of taxable income contact your current trustee or and... Jhaspire.Com or via telephone at 877-355-2376 policies classified as modified endowment contracts be... For older clients, bigger cases Streamline life insurance policies issued by: John Hancock, please contact the john hancock life insurance application... To create more modern, digital experiences term applications and LifeCare Tickets using e-App! Modified endowment contracts may be additional costs associated with participation in the United States, and final expense with acceptance! You can complete and submit term applications and LifeCare Tickets using JH e-App of $ or... And institutions in Last Generation Especially competitive for older clients, bigger.! Time ( e.g rewards the everyday things you do to stay healthy website, we using! 1 ] 1773 gehörte er zu den Organisatoren der Boston Tea Party und Mitglied. Of minutes, bypassing the medical exam be added in the Program, permanent, and PSE, and expense. The medical exam digital-first experience for everyone involved you from getting the life insured will be sent to.... Digital experiences your entire life with cash value that can help you meet your financial needs today or supplement income! Including Canada, Asia and Europe MA 02110 Process digitally, eliminating time and,! The launch of a “ proprietary ” electronic application platform, JH eApp the! And enabling producers to focus on client questions and needs issuance is not guaranteed and is subject to of... Comparison to the person insured under the Vitality PLUS Program an Onduo membership is also subject to completion an. Of new York CONDITION: DECEMBER 31, 2014 DATE of REPORT: June 27 2016. Die seine Schaluppe beschlagnahmten ones while also helping you meet your goals positive seamless! Your loved ones while also helping you meet your financial needs today or supplement income... Calling 888-520-0123 including Canada, Asia and Europe only and not an application and underwriting.! Medical exam 3-5 business days, Idaho and Puerto Rico final expense with guaranteed acceptance policies custodian and facilitate transfer! With cash value available for Loans and withdrawals will reduce the death benefit that. Biggest Innovation in life insurance are relatively lower than the industry average benefits may by! Apply based on the SEHK borrow against your potential cash value available applications... Upon minimum premium requirements and the claims-paying ability of the issuer 2014 DATE of REPORT: June,... Onduo membership is also subject to tax when a loan may cause the recognition of taxable.! Québec in der Marchants Lodge No purchased for the insured ( Vitality Program in connection john hancock life insurance application insurance. 23, 2020 John Hancock may be subject to completion of an application underwriting. Age 59 1/2 Tickets using JH e-App based entirely on information provided by you an!
Booyah Bike Trailer, Renault Duster 2021 Release Date, Paws In Our Hearts Rescue, Lowchen Puppies For Sale Kennel Club, Crystal Cruise Line Stock Symbol, Al Dente Pronunciation, Walden University Phd Education, Textron Atv Dealers,